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Small Contractors

We specialize in meeting the unique needs of small contractors with annual sales typically under $500K. Our flexible coverage options are competitively priced to fit your business, no matter the size. We pride ourselves on providing fast, efficient quotes without compromising on professionalism because we know your time is valuable.

  • Limits up to $1M/$2M

  • Blanket Coverages AI coverages available:  Completed Operations, Primary Non-Contributory Wording, Wavier of Subrogation and Per Project Aggregate.

  • No Deductible

  • ​Limited Site Pollution

  • Employee Benefits​

  • Stop Gap​​​

Coverages

Classes

  • Alarm Installation & Monitoring

  • Appliances & Accessories Installation, Servicing or Repair 

  • Carpentry

  • Concrete & Homebuilders

  • Concrete Construction

  • Construction Managers

  • Driveway, Parking Area, or Sidewalk - Paving or Repaving

  • Dry Wall or Wallboard Installation

  • Electrical

  • Equipment - Dealers or Distributors & Installation, Servicing or Repair 

  • Excavation 

  • Fire Suppression Contractors (15K MP)

  • Floor Covering Installation - Not Ceramic Tile or Stone

  • Floor Installation

  • General Contractors

  • Handyman Service

  • Handypersons

  • HVAC Contractors

  • House Furnishings Installation NOC

  • HVAC

  • Insulation Work

  • Janitorial Service

  • Landscape Gardening

  • Landscaping

  • Low Voltage Wiring / CCTV / Access Control

  • Masonry

  • Painting

  • Painting - Interior Buildings or Structures

  • Paperhanging

  • Plastering or Stucco Work

  • Plumbing - Commercial or Industrial

  • Plumbing - Residential or Domestic

  • Private Investigations

  • Restoration Contractors

  • Roofing

  • Security Guards

  • Snow Removal

  • Television or Radio Receiving Set Installation or Repair

  • Tile, Stone, Marble, Mosaic, or Terrazzo Work – Interior

  • Tree Trimming

Licensed States:

California

Oregon

Washington

Idaho​​

Arizona

Colorado

Nevada

Montana

Texas

Ohio

North Carolina 

South Carolina â€‹

 Florida

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