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Professional Liability

Professional liability insurance, also referred to as errors and omissions (E&O) insurance, is a type of coverage that protects professionals from claims related to negligence, errors, or failure to meet service expectations. It offers financial protection to individuals and businesses providing professional advice, services, or expertise in areas like law, medicine, consulting, accounting, and other fields.

Coverages

  • Limits of Liability: Up to $5,000,000 each occurrence/$5,000,000 in the aggregate (Primary or Excess).

  • Excess Limits: Excess is offered on an unsupported basis. 

  • Policy Form: Professional Liability Claims-Made & Reported, as well as Professional Liability Claims-Made & Reported plus Occurrence Commercial General Liability for select classes.

  • Customizable and bespoke definition of Professional Services.

  • Automatic 60 day Extended Reporting Period.

  • Up to a 3-year Optional Extended Reporting Period.

  • Network Security coverage available via endorsement. 

Classes

  • Administrative/office support

  • Advertising agency

  • Arbitrators

  • Architectural firms

  • Audio/vision consultant

  • Bookkeeper

  • Business manager

  • Caterer

  • Civil engineers

  • Cleaning service

  • Construction and project management consultants

  • Counseling service

  • Courier/messenger service

  • Court reporter

  • Dance instructor

  • Document destruction service

  • Educational consultant

  • Electrical engineers

  • Event/meeting planner

  • Forensic investigator

  • Fundraising consultant

  • Grant writing service

  • Graphic designer

  • Healthcare consultant

  • Human resource consultant

  • Interior designers

  • Interpreter

  • Landscape architects

  • Management consultant

  • Marketing consultant

  • Mechanical engineers

  • Notary

  • Paralegal

  • Photographer

  • Private Investigator

  • Process server

  • Resume service

  • Safety training

  • Speech therapist

  • Structural engineers

  • Surveyors

  • Tax preparer

  • Teacher (Educator)

  • Technical design consultants

  • Training specialist

  • Translator

  • Travel agent

  • Tutor

  • Wedding planner

  • And More! 

Licensed States:

California

Oregon

Washington

Idaho​​

Arizona

Colorado

Nevada

Montana

Texas

Ohio

North Carolina 

South Carolina â€‹

 Florida

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