Middle Market Property
Our brokerage property markets begin with a minimum premium of $10,000. We cater to Ground Up, Primary, and Excess risks that meet the following criteria:
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Coverages
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Ground Up:
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Small to mid-size risks across various occupancies
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Fewer than 20 locations
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Total Insured Value (TIV) up to $5M for preferred risks
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Primary:
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Small to mid-size risks across various occupancies
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Fewer than 20 locations
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Total Insured Value (TIV) up to $50M
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Capacity: Up to $2.5M for preferred risks
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Excess Layering:
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Provides buffer and quota-share layers for risks with:
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Total Insured Value (TIV) up to $50M
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Minimum attachment of $2.5M
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Coverage up to $5M for preferred classes​
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Classes
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Target Occupancies
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Hospitality​
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Hotels/Motels (Fully Sprinklered, with 3+ star Google Review, No kitchenettes/cooking in rooms, No long-term rentals)
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Restaurants (Liquor sales less than 75%)
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Wedding Venues
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Event Centers​
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Commercial Real Estate
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Office Buildings (including LRO)
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Shopping Centers
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Medical Facilities (except Nursing Homes or Assisted Living)
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Retail Stores
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Warehouses
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Distributors​
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Nonprofits
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Churches
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Museums
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Charities
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General Nonprofits​
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Habitational
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Apartments
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Condominiums
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Townhouses
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With or without Mercantile Exposures.
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No Single Family
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Occupancy of Student, Elderly or Subsidized must be less than 50%
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Licensed States:
California
Oregon
Washington
Idaho​​
Arizona
Colorado
Nevada
Montana
Texas
Ohio
North Carolina
South Carolina ​
Florida