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Middle Market Property

Our brokerage property markets begin with a minimum premium of $10,000. We cater to Ground Up, Primary, and Excess risks that meet the following criteria:

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Coverages

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  • Ground Up:

    • Small to mid-size risks across various occupancies

    • Fewer than 20 locations

    • Total Insured Value (TIV) up to $5M for preferred risks

  • Primary:

    • Small to mid-size risks across various occupancies

    • Fewer than 20 locations

    • Total Insured Value (TIV) up to $50M

    • Capacity: Up to $2.5M for preferred risks

  • Excess Layering:

    • Provides buffer and quota-share layers for risks with:

      • Total Insured Value (TIV) up to $50M

      • Minimum attachment of $2.5M

      • Coverage up to $5M for preferred classes​

Classes

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  • Target Occupancies

    • Hospitality​

      • Hotels/Motels (Fully Sprinklered, with 3+ star Google Review, No kitchenettes/cooking in rooms, No long-term rentals)

      • Restaurants (Liquor sales less than 75%)

      • Wedding Venues

      • Event Centers​

    • Commercial Real Estate

      • Office Buildings (including LRO)

      • Shopping Centers

      • Medical Facilities (except Nursing Homes or Assisted Living)

      • Retail Stores

      • Warehouses

      • Distributors​

    • Nonprofits

      • Churches

      • Museums

      • Charities

      • General Nonprofits​

    • Habitational

    • Apartments

      • Condominiums

      • Townhouses

      • With or without Mercantile Exposures.

      • No Single Family

      • Occupancy of Student, Elderly or Subsidized must be less than 50%

Licensed States:

California

Oregon

Washington

Idaho​​

Arizona

Colorado

Nevada

Montana

Texas

Ohio

North Carolina 

South Carolina â€‹

 Florida

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